Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
We have a Planned System Maintenance scheduled from 11pm on Saturday, July 19th to 3am on Sunday, July 20th. Online banking and the Mobile App will be unavailable during this time. We apologize for any inconvenience this may cause.
Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.
Learn MoreBuilding stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.
Learn MoreBoost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?
Learn MoreCredit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.
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Whether you’re just starting out or looking to improve your credit score, Altura Credit Union has the tools and resources you need.
Our Credit-Building Solutions:
Take Control of Your Financial Future
Start your journey to financial freedom today. Apply for a Credit Builder Loan or Summit Secured Card.
Altura Credit Union’s Credit Builder Loan is a unique financial tool designed to help you establish or improve your credit score.
How It Works:
Key Benefits:
Start Your Credit Journey Today
Apply for a Credit Builder Loan and take control of your financial future.
| Type | - | - |
|---|---|---|
| Credit Builder | Fixed/APR^ | 5.00% above dividend rate being paid on the Share Certificate Account securing the loan |
A Smart Step Toward Financial Freedom
The Summit Secured Card from Altura Credit Union is designed to help you establish or rebuild your credit history.
How it Works:
Key Benefits:
Start Your Credit Journey Today
Apply for the Summit Secured Card and take control of your financial future.
| Type | Variable/APR^ |
|---|---|
| Summit Secured Card | As Low as 16.24% |
^ Variable Rate indexed to the Prime Rate. APR = Annual Percentage Rate.
Rebuild Your Credit and Unlock Financial Opportunities
A low credit score can significantly impact your financial life. From securing loans to finding employment, a good credit score is essential.
Why a Good Credit Score Matters:
At Altura Credit Union, we understand the challenges of rebuilding credit. We’re committed to helping you achieve your financial goals.
How We Can Help:
Take Control of Your Financial Future
Start your journey to a better credit score today. Contact Altura Credit Union to learn more about our credit-building solutions.
Altura Credit Union’s Credit Builder Loan is a unique financial tool designed to help you establish or improve your credit score.
How It Works:
Key Benefits:
Start Your Credit Journey Today
Apply for a Credit Builder Loan and take control of your financial future.
| Type | - | - |
|---|---|---|
| Credit Builder | Fixed/APR^ | 5.00% above dividend rate being paid on the Share Certificate Account securing the loan |
A Smart Step Toward Financial Freedom
The Summit Secured Card from Altura Credit Union is designed to help you establish or rebuild your credit history.
How it Works:
Key Benefits:
Start Your Credit Journey Today
Apply for the Summit Secured Card and take control of your financial future.
| Type | Variable/APR^ |
|---|---|
| Summit Secured Card | As Low as 16.24% |
^ Variable Rate indexed to the Prime Rate. APR = Annual Percentage Rate.
Rebuild Your Credit and Unlock Financial Opportunities
A low credit score can significantly impact your financial life. From securing loans to finding employment, a good credit score is essential.
Why a Good Credit Score Matters:
At Altura Credit Union, we understand the challenges of rebuilding credit. We’re committed to helping you achieve your financial goals.
How We Can Help:
Take Control of Your Financial Future
Start your journey to a better credit score today. Contact Altura Credit Union to learn more about our credit-building solutions.
"So now that I've raised my credit with the Credit Builder Loan, I am planning to purchase my dream home. Thank you Altura for helping me build my credit."
WATCH HER STORY"Thank you Altura, for making me feel like I'm family and not just a number. You guys have always been there for me, from 20 years ago up until now."
WATCH HER STORY"Altura has been really good to me throughout the years. Whenever I walk into a branch in my area, there's always someone to say, "Hello," as soon as I come...
WATCH HER STORYIf you’re 18 or over, you’re at the perfect age to start building credit. Altura’s youth accounts make establishing and building credit easy. As long as you are using your credit card responsibly, you’re actually setting yourself up for future success.
A foreclosure has a significant negative impact on your credit. The higher your credit score was before the foreclosure, the more points you can expect it to drop. For example, if you had a credit score of 680 before the foreclosure, you should expect your credit score to drop below 600 after foreclosure. But if you had a higher credit score of 780 before the foreclosure, your credit score will end up dropping to the low 600s.
Although one late payment on a loan may not seem like a big deal, it can still have an effect on your credit, especially if the payment is more than 30 days late. If you have a very high credit score (780 or more), your credit will be more severely impacted. For example, a payment that is 30 days late could cause your credit score to drop by 100 points! With the Skip a Payment option, you won’t have to worry about this.
3451 14th Street Riverside CA 92501
36068 Hidden Springs Road Unit 9 Wildomar CA 92595
23540 Cactus Avenue Moreno Valley CA 92553
2692 Canyon Springs Parkway Ste C Riverside CA 92507
50057 Cesar Chavez, Suite A, Coachella, CA 92236
650 S. Lincoln Ste 101 Corona CA 92882
2331 Compton Avenue Corona CA 92881
5010 Hamner Ave, Unit 120, Eastvale, CA 91752
81096 Hwy 111 Indio CA 92201
10725 Magnolia Avenue Riverside CA 92505
40412 Murrieta Hot Springs Road Murrieta CA 92563
2570 N Perris Blvd, Suite 101, Perris, CA 92571
72877 Dinah Shore Dr Suite 100, Rancho Mirage, CA 92270
6403 Riverside Avenue Riverside CA 92506
1821 S. San Jacinto Avenue, Suite G, San Jacinto, CA 92583
38995 Sky Canyon Drive Murrieta, CA 92563
27130 Eucalyptus Avenue, Ste E Moreno Valley CA 92555
27220 Sun City Blvd. Sun City, CA 92586
300 S. Highland Springs Avenue Banning CA 92220
1751 N. Sunrise Way, Suite #1, Palm Springs, CA 92262
1616 University Avenue Riverside CA 92507
320 S. Sanderson Avenue Hemet CA 92545
17094 Van Buren Blvd, Riverside, CA 92504
APR=Annual Percentage Rate. Rates are subject to change without notice.
All loans are subject to credit approval. Membership eligibility required. No loan processing fee is required. The rate will be based on cri...
APR=Annual Percentage Rate. Rates are subject to change without notice.
All loans are subject to credit approval. Membership eligibility required. No loan processing fee is required. The rate will be based on criteria such as credit score, credit history and payment method. All rates are subject to change without notice. Other restrictions may apply. For fees and complete account details, view the Schedule of Fees and Credit Builder Share Certificate Disclosure.
A one-time membership fee applies for non-members.